Designed to make your life easier.
As you are going to have to contact all your utility providers and your credit card companies, banks and insurance and so on you might find it is a sensible time to switch to paying to direct debit rather than just paying the bill when it comes in or paying by standing order. It is generally the method with the least inconvenience to you and ensures that your bills are paid on time - which helps keep your credit record sparkling. And some companies even offer a discount for direct debits as it saves them time and money. Finally, customer satisfaction is guaranteed - or your money back.
Changing to Direct Debit is easy. Many bills already carry a form you can complete, or you can ask the supplier to send you one. If you are amending your details through telephone helpdesks or via the internet don't forget to ask about changing your payment option as many service providers can do this while you are on the phone or online to them.
WHO TO TELL AND WHEN
A MONTH OR MORE
Home Security
If you have one, arrange to cancel your current security contract, and arrange for a survey at your new home.
Schools and school buses - Write to your new local Authority for an information pack about schools in the area. Notify the current school's head teacher of your child's leaving date.
Doctor/Dentist/Optician
De-register if you are moving away and research lternatives nearer to your new address. Liaise with your hospital if you are undergoing regular treatment.
Stocks and shares
You need to notify the registrar of any change of address, you will find details on your certificates or dividend documentation - or ask your broker to do this.
14 DAYS
Telecommunications and mobile phone providers
Contact providers, including your internet account, and advise your change of address and the date from which you wish your new number(s) to operate.
Relatives and Friends
Go through your personal directory and send off change of address cards.
Bank/Building Society - Notify your bank of your change of address and consider transferring your account to a branch nearer to your home. Don't forget any items that are retained by the bank for safe keeping.
Subscriptions
Notify all organisations/clubs/ charities to which you subscribe.
Mail order firms
Tell any mail order companies of your new address.
Electricity & Gas
Contact your existing energy suppliers to advise the date when you will be moving, giving them enough time to arrange for your meters to be read. The gas & electricity market is now open to competition, allowing you to choose your supplier, for more information check our Cut Your Bills section where it could help you save up to £140.
7 DAYS
Mail Redirection Redirection Service application forms are available at all Post Offices or you can telephone 0845 606 0202.
Credit/Store Cards
Fill in the change of address section of your statement when returning it with your payment and also notify any card protection insurers that you may have.
TV Licence - Fill in the change of address part of your existing licence or phone 0870 241 7167. You can shift to Direct Debit at the same time. Or visit http://www.TV-L.co.uk.
Vehicle Registration - Complete the relevant section on the reverse side or at the bottom of your registration document and send it in, or ring 0870 240 0010. Failure to notify DVLA could result in a fine of £1,000.
Vehicle Insurance
Call your insurers or insurance agent to keep your cover valid.
Window Cleaner
Settle and cancel outstanding local supplier accounts.
Driving Licence
Complete section 1 on your licence and return it to DVLC, Swansea, SA99 1BN.
Premium Bonds
Write to the Premium Bonds & NationalSavings, General Correspondence, Blackpool, FY3 9YP, quoting your bond number.
Employers, past and current
Don't lose track of outstanding employee benefits such as pension schemes, and don't forget to notify your current employer of your move now.
48 HOURS
Water
At least 48 hours notice is required by both your existing and your new authority to arrange for disconnection and re-connection of supply.
Insurances - Notify your broker or individual insurance companies re motor,household contents, life and any other insurances.
Pension Book
Advise your local Post Office or private scheme of your change of address.
National Insurance/DSS Benefits - Write to your local DSS office, giving your full name, date of birth, and full National Insurance number.
National Savings Bank
Notify Boydstone Road, Glasgow, G58 1SB using an addressed envelope supplied by the Post Office.
Save as You Earn and National Savings Certificates Write to: Savings Certificate and SAYE Office, Milburn Gate House, Durham, DH99 1NS (quote contract number). The Post Office can supply an envelope.
Standing Orders and Direct Debits
Give your new address to companies to whom you pay standing orders or Direct Debits, or with which you have a hire purchase agreement or a loan. Most standing orders can be converted to Direct Debits - be sure to ask.
Tax Office
Your wages office at your place of work will know the address of your tax office.
Local Authority - Notify relevant authorities in both your current area and new area regarding council tax and electoral registration.
Take the quick route to moving your payments. Visit Direct Debit here.
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Contact your existing energy suppliers to advise the date when you will be moving, giving them enough time to arrange for your meters to be read. The gas & electricity market is now open to competition, allowing you to choose your supplier, for more information check our Cut Your Bills section where it could help you save up to £140.
7 DAYS
Mail Redirection Redirection Service application forms are available at all Post Offices or you can telephone 0845 606 0202.
Credit/Store Cards
Fill in the change of address section of your statement when returning it with your payment and also notify any card protection insurers that you may have.
TV Licence - Fill in the change of address part of your existing licence or phone 0870 241 7167. You can shift to Direct Debit at the same time. Or visit http://www.TV-L.co.uk.
Vehicle Registration - Complete the relevant section on the reverse side or at the bottom of your registration document and send it in, or ring 0870 240 0010. Failure to notify DVLA could result in a fine of £1,000.
Vehicle Insurance
Call your insurers or insurance agent to keep your cover valid.
Window Cleaner
Settle and cancel outstanding local supplier accounts.
Driving Licence
Complete section 1 on your licence and return it to DVLC, Swansea, SA99 1BN.
Premium Bonds
Write to the Premium Bonds & NationalSavings, General Correspondence, Blackpool, FY3 9YP, quoting your bond number.
Employers, past and current
Don't lose track of outstanding employee benefits such as pension schemes, and don't forget to notify your current employer of your move now.
48 HOURS
Water
At least 48 hours notice is required by both your existing and your new authority to arrange for disconnection and re-connection of supply.
Insurances - Notify your broker or individual insurance companies re motor,household contents, life and any other insurances.
Pension Book
Advise your local Post Office or private scheme of your change of address.
National Insurance/DSS Benefits - Write to your local DSS office, giving your full name, date of birth, and full National Insurance number.
National Savings Bank
Notify Boydstone Road, Glasgow, G58 1SB using an addressed envelope supplied by the Post Office.
Save as You Earn and National Savings Certificates Write to: Savings Certificate and SAYE Office, Milburn Gate House, Durham, DH99 1NS (quote contract number). The Post Office can supply an envelope.
Standing Orders and Direct Debits
Give your new address to companies to whom you pay standing orders or Direct Debits, or with which you have a hire purchase agreement or a loan. Most standing orders can be converted to Direct Debits - be sure to ask.
Tax Office
Your wages office at your place of work will know the address of your tax office.
Local Authority - Notify relevant authorities in both your current area and new area regarding council tax and electoral registration.
Take the quick route to moving your payments. Visit Direct Debit here.
Back to the Mortgage guide index
Previous page : Next page
